How and why should we prepare?

How do you prepare for the Fall and Winter months?  I prepare my autos and camper by winterizing them.  I prepare for winter by cutting firewood—or I did that when we had a wood stove (I miss that).  I prepare for winter by firing up my generator and cleaning it out.  I prepare for the holidays by planning family gatherings, well, my wife really does the preparing.  In the broader sense, I prepare for retirement…only faith in God will get us through…by having a plan on paper and then actually implementing that plan.  We have started way too late…another story…oh well.  I prepare for death by having life insurance and written final plans for my family to follow.  That’s the how I prepare.  But why do we prepare…or should prepare?  That’s the question.

“Be prepared”

“Be prepared” is the motto of many organizations.  Preparing for a job interview, for school day, for a ball game require two things…thought and action.  Do you think in an organized manner or are you like me who thoughts are all over the place unless I have a plan written down in front of me.
Focusing is so important on any task but in preparing for something important focusing will strengthen your preparation.  That’s why today there are fewer commercial airline accidents because they now prepare their flight by going over a preflight checklist!  Surgeons also use a checklist.  I was prepped very thoroughly before my open heart surgeries years ago and I am so thankful for that!  Then surgery team followed a checklist to be sure they did everything and did not leave anything inside me!

So we prepare to help avoid costly mistakes or loss!

WalMart, Lowe’s, & Kroger

I even prepare for when I go into WalMart, Lowe’s, or Kroger.  I have a list of what I need if I were to go to one of these stores.  When I do go into these store to get something my phone will buzz with a reminder to pick up that something else I have on the list.  Many times I look at the list then get to shopping and my mind will go elsewhere and I am then walking out of the store without that certain item or items my reminder brought to my attention.  I must have a list…I must be looking at the list or I will forget!

Prepare for the “what ifs”

I wrote about planning for tomorrow as far as tasks and appointments goes last year in one of my posts, but are you planning for the “what if…”?  What if we have an ice storm and the electricity goes out?  What if I have an auto accident and I become disabled for the rest of my life?  What if your home is destroyed by fire?  What if your corn crop is destroyed by wind or fire or hail?  What if, What if?  Many people choose to not prepare for the “what ifs”.  They say they want to save their money and take the chance instead of taking the time and money to prepare for a “what if”.

Don’t gamble on life, on your family, on your assets, or yourself.  The stakes are too high.  So make a list…check it twice!  Then act on the steps in that list.

Prepare today for the “what ifs” of tomorrow.





Show your family how much you love them by…

There are many ways we can show our families how much we love them!   Spending time with them, talking with them, cuddling with them, supporting them, encouraging them, and giving of ourselves to them in many other ways are just a few thoughts on how we can show our families how much we love them.

Love Insurance

Why not purchase love insurance?  You are saying, ‘What?”  Yeah, love insurance…that’s what I like to call life insurance.  For life insurance is for the family you leave behind, not for yourself!  Leave them a life insurance benefit that will help pay your debts, final expenses, or help keep a flow of income for your family coming in for many years.  I have written about this twice before in this blog, but it’s true:  Leaving a legacy is more important than leaving things.  Part of that legacy involves planning on your part and part of that planning is to insure your life with a policy that would help your family meet their needs after you are six feet under!

A Love Story

I have shared this story before about how my father was a planner…a preparer.  He loved his family.  He was not the “affectionate type” of father and grandfather.  Daddy didn’t show his love for us in that way but he sure did in other ways.  Even in his death he showed his love for us by preparing… preparing to die and leave my mother and the farm with no debt.  He did this by purchasing a life insurance policy many years before.  The benefit from that policy was just enough to pay off the farm loan he had carried for many years!  That check was a blessing to our mother.

Dad was a believer in life insurance.  So much so that he sent a young life insurance agent to my and Robin’s home right after we got married.  He also purchased life insurance on me while I was managing the dairy farm.  In case something happened to me he wanted help to keep the farm going.

Yes Daddy loved his family and I am very grateful to him for all he did for us.  And as I grow older I look at myself and see that I am doing what he did in many ways.

September is Life Insurance Awareness Month

So, there are thousands of life insurance stories out there like my dad’s.  Go find more at

I hope it will change your life.


Enjoy the Good Life! Get Out There!

Do you enjoy your life?

How sad to go through life and not enjoy the short time we have on this earth! I have been teaching a Sunday School men’s class on preparing for our family if and when we die. I have learned a lot during my research. But I was reminded again during my research that life is very fragile and short…especially when compared to eternity!

That’s why I asked at the beginning of this blog if you enjoy life. It seems the closer we get to each other in the world through technology the more unhappy we are as a human race! I know many people are dealt some terrible circumstances and are challenged each day to just survive or to live a purposeful life. I have been inspired by many of those people who are experiencing cancer, or some physical difficulty or even a mental or social challenge. These people have overcome their circumstances and chose to rise above and to make the most of their life everyday! They have chosen not to be unhappy, but enjoy life. The Bible is (I believe) the authority on life. In Philippians 4:11, Paul wrote, “Not that I speak in respect of want: for I have learned, in whatsoever state I am, therewith to be content.” The Greek root used for “content” means “to be possessed of unfailing strength.”  In every change Robin and I have experienced in our life together we have learned the truth of this verse!

I have chosen as my 2017 personal theme “To make the most of every day”. It comes from a sermon series our pastor brought to our church in 2016 “On purpose I chose to…” He spent a few Wednesday nights on “to make the most of every day.

Enjoy this Summer with your family!

Stress stifles the fun out of life. Is your job stressful…(check out a my blog one year ago…is your family life stressful?…many times I remember my mother telling me that it seemed to her that daddy would always be happier while he and her were camping on vacation. I remember some of those times and certainly saw that happiness. Vacations are good. Getting away for a time of refreshment is good. Daddy was a dairy farmer…wouldn’t you call that a stressful occupation? He would get stressed…some times it was me that would bring it on him…but the farm was always a stressful place when weather was rough, or prices were down. So he and mama enjoyed going camping in their rv…just getting away.

So get away this summer and enjoy life…grand kids!…your spouse…your family…yourself! Refresh yourself, turn off the tablet, phone, and computer and enjoy God’s creation and time with the family.

Surveys show that most young adults believe that obtaining wealth and fame are keys to a happy life. But a long-running study out of Harvard suggests that one of the most important predictors of whether you age well and live a long and happy life is not the amount of money you amass or notoriety you receive. A much more important barometer of long-term health and well-being is the strength of your relationships with family, friends and spouses.



So, “Get out there and enjoy life!”